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Solutions

Investors Group offers a wide variety of mortgage products to meet your unique needs. Your Investors Group Consultant and our Mortgage Planning Specialist can help determine the mortgage that will best fit your plan.

Fixed Rate Open and Closed Mortgages

  • Provides a locked-in interest rate for the term selected and if rates should rise, your fixed rate remains the same.
  • Gives you the security of a fixed payment for the term of the mortgage.
  • Offers the security of knowing what your monthly payment will be and how much will remain owing on your home at the end of the term.
  • Allows you to choose from a wide variety of mortgage terms ranging from as little as 6 months up to 10 years.

Variable Rate Mortgage

  • Allows you to take advantage of changing interest rates.
  • Provides the convenience of a fixed monthly mortgage payment.
  • When interest rates fall, applies an increased amount of monthly payment toward reducing outstanding amount owing.
  • When interest rates rise, applies an increased amount of monthly payment toward interest owing.

Lock and Roll Mortgage

    • Provides the benefits of a short-term mortgage rate without the worry of having to negotiate rate discounts each time you renew.
    • Five year mortgage automatically adjusts interest rate every six months to the prevailing six-month closed mortgage rate, less a pre-established discount.

Adjustable Rate – Adjustable Payment Mortgage (ARAP)

  • Our Adjustable Rate/Adjustable Payment mortgage is a type of Lock and Roll Mortgage that is based on our One Month Fixed Rate where the interest and payment amount are automatically adjusted each month during the term of the mortgage.
    • ARAP mortgages may provide you with a lower monthly payment than other types of mortgages

    All-in-One**

    • Allows you to access the equity in your home to consolidate all of your banking and financing needs.
    • Provides a mortgage financing solution, a line of credit, a source of funds for investment, a chequing account and a savings account all rolled into one.

    **All-in-One banking product distributed through Solutions BankingTM Solutions Banking products and services are provided by National Bank of Canada.

    TMSolutions Banking is a trademark of Power Financial Corporation. Investors Group and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademarks.

    I.G. Investment Management Ltd. is a licensed mortgage broker, Investors Group Trust Co. Ltd. is a trust company licensed to lend money in all jurisdictions in Canada.